NEW BOOK: The 403(b) Dilemma: Are You Making the Right Choice for Your Future?

Danny Favreau
April 18, 2025

NEW BOOK:   The 403(b) Dilemma: Are You Making the Right Choice for Your Future?

Why This Book?

You’ve probably heard of the 403(b) plan, which is a retirement savings plan specifically designed for employees of:

  • Public schools
  • Non-profit organizations (like hospitals, churches, charities)
  • Certain ministers

A financial rep visited your school, hospital, or HR department and handed you a few brochures. If you’re like most educators, you signed up, set your contributions, and moved on—because retirement is years away, and you trusted that the 403(b) was the best option available.

But what if it’s not?

Whatif the 403(b) has thousands of hidden fees? What if there are better investment options that could help you retire earlier or with greater financial security?

This book is here to answer those questions.

Why Teachers Are Stucki n a Retirement Dilemma

Teachers dedicate their careers to shaping the next generation. However, many are left without proper guidance regarding their financial future. Unlike private-sector employees who get 401(k) plans with employer matching, teachers often get 403(b) plans with high fees and limited investment choices.

Here’s the problem:

  • Most school districts don’t provide financial education beyond offering a list of approved 403(b) providers.
  • Many teachers don’t realize the long-term impact of investment fees—which can quietly drain away thousands of dollars over time.
  • Financial reps pushing 403(b) plans may be more interested in commissions than what’s best for you.

The result? Teachers are making one of the biggest financial decisions of their lives with limited knowledge.

You can purchase the 119-page book for $6.99 at Amazon. Click here for details.

Danny Favreau
Owner & Operator
Danny is an independent Retirement Specialist and the owner of One Less Worry, a Retirement Planning firm. He has more than a decade of experience helping folks retire.

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