Let’s grow your business together.
Taking care of business:
You are busy, and your time is valuable. There are certain financial situations faced by your business and family that may not get your full attention. Our focus is to ensure you get the information you need to help you protect your business and family. We also know that you are faced with many financial decisions for your business and yourself. You can take advantage of several financial solutions to protect what you have begun to build. Let’s plan for the expected and prepare for the unexpected.
Taking Care of You:
But don’t forget to care for yourself and those who depend on you. As easy as it would be to pour all your earnings back into the business, you need to ensure you are getting your share. Even if all you can afford is to take enough to cover your life essentials, you should make sure you put yourself at the top of the list to pay. You can take advantage of several financial solutions to help protect what you have already built and save for the future. If you don’t take care of yourself, who will?
We can help your Small Business as your business grows all the way to retirement.
Your hard work and devotion are paying off:
You’ve taken the time to make sure your business operates to its potential. Your biggest concern now is avoiding something catastrophic that could interrupt what you have going on. You're probably keeping a close eye on the competition - you may even be worried that some of your best employees are paying attention to them too. You can take advantage of several programs to attract and retain key talent to protect what you’ve built. Let’s grow your business together.
When it comes to the time to retire:
There comes that day when you’re ready to slow down and let someone else take care of business. You may be planning a gradual transition or be ready to walk through the door for the last time. Whichever way you plan to transition your business, we have solutions to help ensure that your business has the best opportunity to succeed after you leave and how your business can take care of you. It’s your time. Make the most of it.
Common Questions
Can a partnership own a life insurance policy?
Each partner purchases a life insurance policy on the other because they have a vested interest in having their partner remain alive. If the other partner passes away, they will have the money to keep the business going and buy out the deceased partner's family.
What is a key person in a company?
Key persons include, but are not limited to; founders/co-founders, managing directors, company directors, sales directors, IT specialists, heads of product development et al. Key persons are those individuals whose skills, knowledge, experience, or leadership are essential to a business's continued financial success.
Can I get money from my insurance company to help run my small business?
Key Takeaways. Borrowing from your life insurance policy can quickly and easily get cash when needed. You can only borrow against a permanent or whole life insurance policy. Policy loans are borrowed against the death benefit, and the insurance company uses the policy as collateral for the loan.
What do I want for my business?
What would happen to my business if I died or became disabled? Do I want my business to survive my death, disability, or retirement? In answering these questions, you have three options to evaluate: retain the business in your family, sell the business to co-owners, employees, or to outsiders or, as a last alternative, liquidate the business.
Benefits
Why work with One Less Worry?
Our Principles
We use the The New Generation Retirement® system which is based on our three core principles – Fiduciary, Transparency, and Technology
Personalized Service
We don't just support our customers, we go the extra mile, don't be surprised if you get a birthday card in the mail after you work with us.
Key Partnerships
Our network of carriers and partners across all 50 states means that you'll be getting the best programs for you and your family.
Experienced Team
When you work with us, you get a team which includes CFA's, CPA's and CFP's that has been helping folks plan their retirement for more than 15 years.
Testimonials
Delivering results to our happy customers is our number 1 priority
"The benefits and the dividends will pay long into the future and long after I'm gone."
Robbie
Client since 2019
Thank you so much for your help and guidance. I finally have some peace of mind, now that we've gone over my pension, and feel like I'm way more educated and ready to take on retirement planning and anything else you recommend — thanks again!
Michael
Client since 2023
When my husband developed a chronic condition that put him out of work, we were quite literally saved by the living benefits policy that Danny helped us set up — we are forever grateful to him and his team!
Rachel & Thomas
Client since 2019
Unlock a worry-free future
Book a free discovery call today
Whether you're ready to plan your retirement, or just exploring options we're here to help!